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METRO SERVICE FEES Effective 2/1/2012 |
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Current Fee |
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PRIMARY SAVINGS ACCOUNTS |
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Monthly Minimum Balance Fee (Fee waived
if you maintain an average of $250 per month) |
$3.00
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(The Fee is also waived if the primary members age is less then 18 or
greater then 59 years of age, however a fee will be charged if the
balance falls below $50.00) |
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Excess Check Withdrawal Fee (First 2 are FREE) |
$2.00 |
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REGULAR CHECKING |
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Monthly Minimum Balance Fee (Fee waived
if you maintain an average of $250 per month) |
$5.00
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(The Fee is also waived if the primary members age is less then 18 or
greater then 59 years of age, however a fee will be charged if the
balance falls below $50.00) |
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Check Imaging Statements |
FREE |
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PREMIER CHECKING
(Direct Deposit Required) |
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Monthly Minimum Balance Fee |
None |
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(If Direct Deposit of entire paycheck is
not maintained, then this checking account reverts to a Regular Checking
and may be subject to Regular Checking fees) |
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Check Imaging Statements |
FREE |
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VIP MONEY MARKET CHECKING |
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Monthly Minimum Balance Fee |
None |
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Three (3) Checks may be written per month |
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Checks cleared in excess of three per
month are assessed a per check handling fee. |
$15.00 |
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Checks must be written for at least
$500.00, checks for less then this amount will be paid but charged a
handling fee. |
$15.00 |
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Check Imaging |
FREE |
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STUDENT CHECKING (5/2010) |
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Monthly Minimum Balance Fee |
None |
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Check Imaging |
FREE |
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CHECKING ACCOUNT FEES (ALL
ACCOUNTS) |
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Share or Loan Overdraft Protection
Transfer (per overdraft) |
$15.00 |
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Privilege Check/ACH Pay Fee |
$30.00 |
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Non-Sufficient Funds (Check or ACH) |
$30.00 |
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Stop Payment Request (Check or ACH) |
$15.00 |
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Stop Payment Request (Range) |
$30.00 |
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Check Copy Fee (Mailed) |
$3.00 |
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Check Copy Fee (Faxed) |
$4.00 |
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Temporary Checks (Qty=4) |
$1.00 |
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ATM/DEBIT CARD |
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Deposits |
FREE |
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POS Transactions |
FREE |
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ATM Withdrawals |
$1.00 |
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(6 Free monthly withdrawals with the Visa
Check Card and Premier Checking) |
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ATM Transfer |
$1.00 |
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ATM Inquiries |
$1.00 |
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ATM Card / Pin Replacement Fee |
$10.00 |
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ELECTRONIC SERVICES |
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Call-24 (Automated telephone account information) |
FREE |
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Online Banking (Internet access to account
information) |
FREE |
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Online Bill Payment System—Monthly Fee (Fee waiver
option: Maintain a monthly average balance in the checking account of
$2,500 and the monthly fee of $4.50 is waived.) |
$4.50 |
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LOAN FEES |
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Initial Loan Application Fee |
$10.00 |
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Loan Late Payment Fee |
$30.00 |
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(Fee charged when more than 10 days late) |
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Subordination Agreement Processing Fee |
$250.00 |
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Home Equity Release Fee |
$150.00
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Home Equity Agreement-to-Modify Fee |
$250.00 |
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Vehicle Title Recording Fee |
$95.00 |
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Property Report |
$100.00
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Appraisal Fee |
$400.00
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Underwriting Fee (First Mortgage) |
$500.00
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Flood Insurance Certification |
$20.00 |
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Loan Draft Exception Processing (Per Draft) |
$25.00 |
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VISA ACCOUNT |
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(Visa Classic, Visa Gold and Visa Gold
Plus) |
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Late Payment Fee |
$30.00 |
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Over Credit Limit Fee |
$30.00 |
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Returned Check Fee |
$25.00 |
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Cash Advance Fee (VISA Only) |
$5.00 |
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(Fee waived for advances on METRO Visa
Accounts) |
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Visa Classic Annual Fee |
None |
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Visa GOLD Annual Fee |
None |
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(With $5,000 in annual purchases,
otherwise the fee is $25.00) |
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Visa GOLD Plus Annual Fee (First year
free) |
$25.00 |
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Replacement Visa Card |
$10.00 |
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Replacement Pin Number |
$10.00 |
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Credit Card Recovery Fee |
$65.00 |
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Merchant Draft Copy Fee |
$15.00 |
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Microfiche Statement Copy Fee |
$5.00 |
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MISCELLANEOUS FEES |
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Account Closed with-in 90 days Processing
Fee |
$20.00 |
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Dormant Account Fee ( No Activity for 36
Months) |
$5.00 |
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Account Reconcilement or Research Fee
(Per Hour) |
$20.00 |
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Returned Check Fee |
$25.00 |
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(A Deposited Item returned uncollected,
Check or EFT) |
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Statement or Check Copy |
$5.00 |
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Wire Transfer Fee - Domestic (Outgoing) |
$20.00 |
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Wire Transfer Fee - International
(Outgoing) |
$45.00 |
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Western Union Fee (Outgoing only) |
$20.00 |
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Cashiers Check Fee |
$3.00 |
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Travelers Checks (Per Order) |
1% |
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Gift Checks (Each) |
$4.50 |
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Travelers Checks (Checks for Two) |
1% |
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Coin Counting Service Fee |
FREE |
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Foreign Item-Check Collection Fee (per
deposit) |
$20.00 |
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Verification of Account Request |
$10.00
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Non-Member Check Cashing Fee |
$5.00
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