Prime Rate History

Following is a history of changes in the Prime Rate.

 Year            Date                     Rate
2011       January 1       3.25%

2010       January 1       3.25%    

2009       January 1       3.25%

2008       December 16     3.25%

           October 29      4.00%

           October 8       4.50%

           May 1           5.00%

           March 18        5.25%

           January 30      6.00%

           January 23      6.50%

2007       December 11     7.25%

           November  2     7.50%

           September 20    7.75%

2006       June 29         8.25%

           May 10          8.00%

           March 28        7.75%

           January  31     7.50%

2005       December 13     7.25%

           November 1      7.00%

           September 20    6.75%

           August 9        6.50%

           July 1          6.25%

           May 3           6.00%

           March 22        5.75%

           February 2      5.50%

2004       December 14     5.25%

           November 10     5.00%

           September 22    4.75%
           August 11       4.50%
           July 1          4.25%

2003       June 27         4.00%

2002       November 7      4.25%

2001       December 13     4.75%
           November 7      5.00%
           October 3       5.50%
           September 18    6.00%
           August 22       6.50%
           June 28         6.75%
           May 16          7.00%
           April 19        7.50%
           March 21        8.00%
           February 1      8.50%
           January  4      9.00%

2000       May 17          9.50%
           March 22        9.00%
           February 3      8.75%

1999       November 17     8.50%
           August 25       8.25%