Regular Savings Account
Dividends are earned and paid monthly on balances of $100 or more. Dividend rates increase as your balance reaches each higher savings tier. A balance of $250 is required after 90 days to avoid a monthly minimum balance fee of $2.50. Members under the age of 18 and over 60 are exempt from this fee. Regular savings accounts (and all METRO FCU accounts) are Federally Insured up to $100,000 by the National Credit Union Administration Christmas Club Account
Secondary Savings Account
Share Certificates (CD’s)
IRA Accounts
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A
regular share account is required of every member as a condition of
membership. An initial deposit of only $50 gives you access to all METRO
Federal Credit Union products and services. You may make deposits to this
account each week, each pay period or any time you wish. Sign up for payroll
deduction into your regular savings account and watch your savings grow.
A
great way to systematically save for those Christmas expenses! Deposit to
the account as you see fit. You may also deposit to your account through
payroll deduction. The account always earn a competitive rate. Your funds
are paid to you on the first business day of November each year either
through direct deposit to your checking account or a check mailed to you.
Create
your own special savings account for secondary savings, real estate taxes,
just to name a few examples. There is no minimum balance required and you
can perform unlimited transactions. 
METRO
has very competitive rates on certificate terms from 6 months to 2 years.
The minimum deposit to open an METRO share certificate is $2,500.
It
is never too early or too late to save for your future. METRO offers
Traditional and Roth IRA's. Your IRA contributions can be invested in an IRA
savings account or an IRA share certificate.
