Savings Products

Regular Savings Accounts

A regular share account is required of every member as a condition of membership. An initial deposit of only $50 gives you access to all METRO Federal Credit Union products and services. You may make deposits to this account each week, each pay period or any time you wish. Sign up for payroll deduction into your regular savings account and watch your savings grow.

Dividends are earned and paid monthly on balances of $100 or more. Dividend rates increase as your balance reaches each higher savings tier. A balance of $250 is required after 90 days to avoid a monthly minimum balance fee of $2.50. Members under the age of 18 and over 60 are exempt from this fee.

Regular savings accounts (and all METRO FCU accounts) are Federally Insured up to $250,000 by the National Credit Union Administration

Christmas Club Savings Accounts

A great way to systematically save for those Christmas expenses! Deposit to the account as you see fit. You may also deposit to your account through payroll deduction. The account always earn a competitive rate. Your funds are paid to you on the first business day of November each year either through direct deposit to your checking account or a check mailed to you. Click Here Christmas Club Account Application

Vacation Club Savings Accounts

At least twice during the year we all have a need for some extra cash - holiday and vacation time!

You can make deposits when you have extra cash on hand or set your account up for automatic deposits from your paycheck each payday.

A METRO Federal Credit Union Vacation Club works exactly the same as our Christmas Club. The only difference is that a Vacation Club allows you to withdrawal money twice in a calendar year. You choose the time that best meets your needs. Enroll today. Vacation Club Application

Secondary Savings Accounts

Create your own special savings account for secondary savings, real estate taxes, just to name a few examples. There is no minimum balance required and you can perform unlimited transactions.

Share Certificate Accounts

METRO has very competitive rates on certificate terms from 6 months to 2 years. The minimum deposit to open an METRO share certificate is $2,500.

More Information

IRA Savings Accounts

It is never too early or too late to save for your future. METRO offers Traditional and Roth IRA's. Your IRA contributions can be invested in an IRA savings account or an IRA share certificate. More Information