|
SAVINGS RATES
Effective 8/1/08 to 8/31/08 |
|
Account
Description |
Dividend
Balance Range |
Annual Percentage Rate |
Annual Percentage Yield |
|
Primary Saving Account |
100.01 - 2,500.00
2,500.01 - 5,000.00
5,000.01 - 10,000.00
10,000.01 - and over |
0.60%
0.70%
1.05%
1.10% |
....... |
0.60%
0.70%
1.06%
1.11%
|
..... |
|
VIP Money Market Account |
100.00 - 1,000.00
1,000.01 - 2,500.00
2,500.01 - 5,000.00
5,000.01 - 10,000.00
10,000.01 - 50,000.00
50,000.01 and over |
0.50%
0.60%
0.70%
1.10%
1.70%
2.15% |
....... |
0.50%
0.60%
0.70%
1.11%
1.71%
2.17% |
..... |
|
Regular Checking |
100.01 - 2,500.00
2,500.01 - and over |
.20%
.35% |
|
.20%
.35% |
|
|
Premier Checking |
100.01 - 2,500.00
2,500.01 - 5,000.00
5,000.01 - and over |
.20%
.35%
.50% |
|
.20%
.35%
.50% |
|
|
Traditional / Roth IRA
Savings |
.01 and Over |
1.10% |
|
1.11% |
|
|
Vacation Club |
.01 and Over |
1.10% |
|
1.11% |
|
|
Christmas Club |
.01 and Over |
1.10% |
|
1.11% |
|
|
Balance Range |
6
Months |
12
Months |
18
Months |
24
Months |
|
|
APR |
APY |
APR |
APY |
APR |
APY |
APR |
APY |
|
$2,500 to $4,999 |
1.50% |
1.51% |
1.55% |
1.56% |
1.60% |
1.61% |
1.65% |
1.66% |
|
$5,000 to $9,999 |
2.40% |
2.43% |
2.45% |
2.48% |
2.50% |
2.53% |
2.55% |
2.58% |
|
$10,000 and over |
2.85% |
2.89% |
2.90% |
2.94% |
2.95% |
2.99% |
3.00% |
3.04% |
|
$50,000 and over |
Call for Rates |
Call for Rates |
Call for Rates |
Call for Rates |
|
Balance Range |
6
Months |
12
Months |
18
Months |
24
Months |
|
|
|
|
APR |
APY |
APR |
APY |
APR |
APY |
|
$1,000 to $2,499 |
n/a |
|
1.50% |
1.51% |
1.55% |
1.56% |
1.60% |
1.61% |
|
$2,500 to $4,999 |
n/a |
|
1.55% |
1.56% |
1.60% |
1.61% |
1.65% |
1.66% |
|
$5,000 to $9,999 |
n/a |
|
2.45% |
2.48% |
2.50% |
2.53% |
2.55% |
2.58% |
|
$10,000 and over |
n/a |
|
2.90% |
2.94% |
2.95% |
2.99% |
3.00% |
3.04% |
|
PAYROLL DEDUCTION
CERTIFICATE RATES Eff. 5.09.08
Certificate
Application |
|
Balance Range |
6
Months |
12
Months |
18
Months |
24
Months |
|
|
|
|
APR |
APY |
APR |
APY |
APR |
APY |
|
$ .00 to $250,000 |
n/a |
|
1.90% |
1.92% |
1.95% |
1.97% |
2.00% |
2.02% |
|
IRA PAYROLL DEDUCTION CERTIFICATE RATES Eff.
5.09.08
Certificate Application |
|
Balance Range |
6
Months |
12
Months |
24
Months |
36
Months |
|
|
|
|
APR |
APY |
APR |
APY |
APR |
APY |
|
$ .00 to $250,000 |
n/a |
|
1.90% |
1.92% |
1.95% |
1.97% |
2.00% |
2.02% |
Call
847.670.0456 for full details
|
Dividends:
The Annual Percentage Rate (APR) and the Annual
Percentage Yield (APY) is subject to change. You must maintain the
stated minimum balance to obtain the APY. Interest begins to accrue on
the day of deposit for both cash and non-cash (checks) deposits.
Dividends are paid monthly, on the last day of the month. Account
withdrawals, penalties, or fees may reduce earnings and the stated
APY.
Certificate Account rates are
subject to change weekly; but the rate will remain in effect for the
term of the certificate once issued. Funds earn dividends from the first
business day of deposit through the day of withdrawal, are compounded
and posted monthly. Dividend penalties may apply for early withdrawals. |
|