USA Patriot Act

The Act was written shortly after September 11, 2001 to prevent, detect, and prosecute the financing of terrorism. It imposes stricter guidelines to ensure that all financial institutions make every effort to verify the identity of members, customers, and clients wanting to do business with them.

Federal law requires all financial institutions to obtain, verify, and record information that identifies each person applying to do business with them.

When you apply to open an account we will do the following:

• Verify the identity of all members (joint owners, co-borrowers, authorized users, etc.)

• Ask for your Social Security Number or Individual Taxpayer Identification Number.

• Obtain your legal name, residential address, date of birth, and phone number.

• Require identification that includes a picture and current residential address. (We will always list acceptable forms of ID on our applications so you'll know what to present.)

We will continue to respect and protect your privacy, as always. We thank you for your cooperation with these procedures.