Visa^® Classic sets the standard for convenience and reliability. It's carried by more people than any other card and is accepted at millions of retailers and ATMs worldwide.

With greater purchasing power and superior services, Visa^® Gold is the choice of consumers who want more from their cards.

You demand more, so carry the card that meets your demands. Visa^® Platinum provides exceptional service, superior purchasing power and worldwide recognition.

METRO VISA® CLASSIC          

  Visa Classic Application

• 13.80% Fixed APR

• 25 Day Grace Period

• No Annual Fee

METRO VISA® GOLD                  

Visa Gold Application

• 12.80% Fixed APR

• Minimum Card Limit $5,000

• 25 Day Grace Period

• No Annual Fee

METRO VISA® GOLD Plus     

Visa Gold Application

• 11.8% Fixed APR

• Minimum Card Limit $5,000

• 25 Day Grace Period

• $25.00 Annual

Benefits

• Purchase Security and Extended Protection

• Optional Credit Line And Disability Insurance

• Auto Rental Insurance

• Our Visa Classic card is also available in student and           share-secured versions for those looking to establish or rebuild credit.

Benefits

• $500,000 Travel Accident Insurance  

• Purchase Security and Extended Protection

• Travel & Emergency Assistance

• Auto Rental Insurance

• Optional Credit Line And Disability Insurance

Benefits

• $500,000 Travel Accident Insurance  

• Purchase Security and Extended Protection

• Travel & Emergency Assistance

• Auto Rental Insurance

• Optional Credit Line And Disability Insurance

Money-saving balance transfers
If you're carrying balances on high-interest credit cards, department store charges or other accounts, you can save money by transferring balances to your low-rate  Metro Visa. Unlike other credit card issuers, we don't reduce your savings by charging hefty balance transfer fees — plus we do not charge a fee.. Just fill out our simple balance transfer form (PDF) and fax or mail it to us for processing.

Convenient payment options
It's easy to make your Metro Visa payment, whether you mail a check with the stub from your monthly statement or use our Online Banking System to transfer the funds from your savings or checking account. If you want to pay with funds on deposit at another financial institution, you can use the EZCardInfo site to do so.

We also offer a convenient AutoPay option that ensures that you'll always make your payment on time. With AutoPay, your Visa payment is automatically deducted from your savings or checking account each month. You can choose from three convenient options:

• Minimum payment due

• Balance in full

• Fixed amount higher than the minimum payment due

With AutoPay, you'll continue to receive your monthly Visa statement, which will indicate the amount to be paid and the payment date. Of course, you can make additional payments at any time by phone, by mail or in person. To sign up for AutoPay, complete the online form (PDF), which can be printed and faxed or mailed to us for processing.

Anytime access with EZCardInfo.com
Keeping tabs on your Metro Visa card is easy, thanks to the EZCardInfo web site. This secure site allows you to check your balance, review recent purchases, get payment information and download transaction history to Microsoft Money or Quicken. You can also initiate payments to your Visa from a checking or savings account at another financial institution.

To get started, go to www.EZCardInfo.com. Have your card handy, because you'll need your account number and your CVV2 code, found on the back of your card near the signature panel.

Safe and secure
You'll feel safe and secure when you use your Metro Visa, thanks to Visa's Zero Liability policy. No matter how or where you shop, you're protected — your liability is $0 as long as you promptly report any unauthorized transactions on your card. For more information on Zero Liability, visit www.visa.com.

If you regularly shop online, you may also want to sign up for Verified by Visa. Verified by Visa provides an additional layer of protection by adding a password to your Visa account. When you shop online at participating merchants, you'll be asked for your password along with your card number and expiration date. It's easy to sign up — simply click here to register on Visa's secure site, or activate the service the next time you shop with a participating merchant.