• A low 13.8% Fixed APR & 25 Day Grace Period

• No Annual Fee

• VISA CLASSIC Benefits:

• Purchase Security and Extended Protection

• $250,000 Travel Accident Insurance

• ATM Access

• Optional Credit Line And Disability Insurance

• A low 12.8% Fixed APR

• (Must qualify for a minimum line-of-credit of $5,000)

• $25.00 Annual Fee (If you make at least $5,000 in annual purchases, the annual fee is reversed and credited to the account)

• A low 11.8% Fixed APR & 25 Day Grace Period

• Only a $25.00 Annual

•  Purchase Security and Extended Protection

•  Auto Rental Collision/Loss Damage Insurance

•  $500,000 Travel Accident Insurance.

•  Emergency Travel Assistance

•  ATM Access , Plus much more......

•  Optional Credit Line And Disability Insurance

•  To obatin a Visa Application Call (847) 670-0456

• AutoPay is a convenience for the member who wishes to pay their METRO Credit Union VISA credit card each month without writing a check. Three choices of payments available are:

• Pay a fixed amount each month.

• Pay the minimum amount due.

• Pay the balance in full.

• Payments can be made only from the Checking or Regular Savings accounts.Call a METRO Loan Coordinator at (847) 670-0459 for an enrollment form.

You can transfer other credit card balances (Visa®, Mastercard®, Discover®, Department Stores, and Oil company cards ) to your METRO VISA Classic or Gold Card and save on finance charges. Call 847-670-0456 and ask for a balance transfer request form.  

VISA Gold: The applicant(s) must have a minimum combined annual gross income of $35,000 and must qualify for a minimum line of credit of $5,000. Higher credit lines are available based on cardholder income and credit qualifications.

Card Replacement Fee $15.00, Card Recovery Fee $0.00, Late Payment Fee $20.00, Overlimit Fee $20.00