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Visa Gold Special

Home Equity Visa

 
 
 
 

Visa Disclosures

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 

Choose from the great VISA Credit Card Program that fits your lifestyle best:

METRO VISAŽ CLASSIC

  • A low 13.8% Fixed APR & 25 Day Grace Period

  • No Annual Fee

  • VISA CLASSIC Benefits:

  • Purchase Security and Extended Protection

  • $250,000 Travel Accident Insurance

  • ATM Access

  • Optional Credit Line And Disability Insurance

 

METRO VISAŽ GOLD                        SPECIAL NO ANNUAL FEE APPLICATION

  • A low 12.8% Fixed APR

  • (Must qualify for a minimum line-of-credit of $5,000)

  • $25.00 Annual Fee (If you make at least $5,000 in annual purchases, the annual fee is reversed and credited to the account)

 

METRO VISAŽ GOLD Plus

  • A low 11.8% Fixed APR & 25 Day Grace Period

  • Only a $25.00 Annual

 

VISA GOLD Advantages:

  •  Purchase Security and Extended Protection

  •  Auto Rental Collision/Loss Damage Insurance

  •  $500,000 Travel Accident Insurance.

  •  Emergency Travel Assistance

  •  ATM Access , Plus much more......

  •  Optional Credit Line And Disability Insurance

  •  To obatin a Visa Application Call (847) 670-0456

AUTOPAY

  • AutoPay is a convenience for the member who wishes to pay their METRO Credit Union VISA credit card each month without writing a check. Three choices of payments available are:

  • Pay a fixed amount each month.

  • Pay the minimum amount due.

  • Pay the balance in full.

  • Payments can be made only from the Checking or Regular Savings accounts.Call a METRO Loan Coordinator at (847) 670-0459 for an enrollment form.

TRANSFER EXISTING BALANCES  

You can transfer other credit card balances (VisaŽ, MastercardŽ, DiscoverŽ, Department Stores, and Oil company cards ) to your METRO VISA Classic or Gold Card and save on finance charges. Call 847-670-0456 and ask for a balance transfer request form.  

VISA Account Requirements and Fees

VISA Classic:  There is a minimum credit limit of 1,000.00.  Credit lines are  based on applicants' income and credit qualifications.

VISA Gold: The applicant(s) must have a minimum combined annual gross income of $35,000 and must qualify for a minimum line of credit of $5,000. Higher credit lines are available based on cardholder income and credit qualifications.

Card Replacement Fee $15.00, Card Recovery Fee $0.00, Late Payment Fee $20.00, Overlimit Fee $20.00