The Perfect Visa Card! Easy to Apply, Quick Approvals
With a low rate, no annual fee, no balance transfer fee and no cash advance fee or higher rate for cash advances, carrying our card is just a great value – plain and simple.
VISA Classic Secured Benefits:
- Low Fixed Rate
- 13.80% APR
- Minimum $500 Credit Limit
- Savings Pledge
VISA Classic Benefits:
- Low Fixed Rate
- 13.80% APR
- Minimum $1,000 Credit Limit
VISA Platinum Benefits:
- Low Fixed Rate
- 11.80% APR
- Minimum $5,000 Credit Limit
VISA Benefits
- No annual fee
- No balance transfer fees
- No cash advance fees
- 25-day grace period for purchases
- Auto rental insurance
- Travel assistance services
- Statement checks
- Travel Insurance
- Optional Credit Life & Disability Insurance
- SCORECARD Rewards
- Earns Points towards merchandise and travel with each card use
Mobile Wallet
Scorecard Rewards
Earn Rewards Every Time You Spend!
With your METRO Visa Credit Card, every purchase earns you ScoreCard Rewards Points—automatically! There’s no need to enroll, so you can start earning points right away.
Reward Yourself with ScoreCard Rewards
Turn your everyday spending into exciting rewards! Redeem your points for brand-name merchandise, travel experiences, hotel stays, car rentals, and more. Browse the latest products and exclusive discounts through the ScoreCard Rewards website.
How to Earn Points:
✅ Earn 1 point for every $1 spent—online, in-store, or over the phone.
🎁 Redeem for travel, hotel stays, car rentals, brand-name merchandise, and more!
🔍 Explore the latest rewards and exclusive discounts through ScoreCard Rewards.
Ready to Start Earning?
➡️ Log In to ScoreCard Rewards to check your points & redeem rewards.
➡️ Apply for a METRO Visa Credit Card if you don’t have one yet!
Turn your everyday purchases into exciting rewards. Get rewarded today!
General ScoreCard program assistance and inquiries:
Call 1-800-854-0790
24 hour support; closed major holidays
Travel Reservations or Inquiries:
Call 1-833-566-5245
8:00 a.m. – 12:00 a.m. (EST) 7 Days a Week
Your Card is Secure
Be assured that we’re on alert 24/7 helping prevent the unauthorized use of your card information. With the help of SecureLock, VISA’s fraud prevention department, potential credit card fraud can be identified and stopped before you’re even aware of it!
If fraud is detected, SecureLock will immediately try to contact you using the primary phone number on your VISA account or send you a text message on your cell phone. The purpose of the contact is to verify the suspicious purchase(s).
A representative will also verify your identity, but they will NEVER ask you for your card number, expiration date, security code, or social security number.
This service is a valuable tool in the fight against fraud! Help us keep up the good work by updating the credit union if your phone number has changed, if you are traveling outside the country, or if you have moved.
Online VISA Card Access
Need instant access to your account? No problem! Log in to manage your eZCard account online.
Not only can you make VISA payments via account transfer through Virtual Branch Online Banking, but VISA’s eZ Card Info has more online tools available to you anytime.
Enroll your card at www.ezcardinfo.com and start managing your bills, payments and spending whenever convenient.
Access includes:
- View account balance
- Check available credit
- View past and current statements
- View transactions and pending authorizations
- Pay your bill
- Set customized eAlerts
- Download data to financial software
VISA Secure 3-D
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Get an extra layer of security when you shop online
Whether you are using a desktop, mobile or other digital device, VISA has a service through participating merchant sites that provides an additional layer of protection when shopping online.
Registration is automatic when you use your METRO Visa at a participating merchant.







